Identity fraud and scams are a massive and growing problem, but there are things each of us can do to protect against identity fraud, even if our data has been exposed.

One way to help safeguard your personal information is to enable automatic updates on your device’s operating system and antivirus software. These updates often fix known security vulnerabilities that criminals could exploit.

Another way to stay protected is to be cautious of unsolicited calls, texts, emails and social media messages. Criminals spoof phone numbers and impersonate trusted sources to appear legitimate. Avoid clicking on links in emails, texts or online ads. Rather, type the web address of the company whose site you want to visit directly into you web browser. Let your voicemail or answering machine handle unfamiliar calls. If the call is important, the person will likely leave a message, and you can verify the number and information before calling back.

Despite the rise of online threats, criminals still rely on traditional methods like dumpster diving to steal personal information. Shred anything containing sensitive information that you don’t need to keep for specific purposes. For example, shred credit card statements, sales receipts, medical statements and credit offers that you no longer need. AARP offers free document shredding and other fraud-related events across the country. To see if one is planned near you, visit aarp.org/local.

Learn how to spot and avoid scams with AARP Fraud Watch Network™. Suspect a scam? Call our free helpline at 877-908-3360 and talk to one of our fraud specialists about what to do next.

Need a scam prevention speaker for your group? Send an email to me@aarp.org.