Social media is an all-too-popular avenue for spreading scams among “friends.” Criminals hijack someone’s social media account and share a “great offer” to everyone on the target’s contact list.

The hot “offer” these days involves government grants – whether it’s free money for college tuition or loan repayment, to pay household bills, or some other made up story. But here’s the thing (actually, two things). First, the government grants billions of dollars a year – but to institutions, not to individuals. Second, you’ll learn there’s a “processing fee” that you have to pay upfront. When you hear that, all signs point to a likely scam.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

The AARP Fraud Watch Network is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit www.aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 1-877-908-3360.